Get life insurance with disability cover.

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We understand how important your privacy is and will protect your personal information. By providing your personal information you are agreeing that we may process it to furnish you with a quote. Also note that some advisors work under supervision. This is to ensure that you’ll get nothing but awesome service, all of the time! Premiums quoted are risk profile dependent and guaranteed for five years subject to an increase on average at 6% per annum. Ts, Cs and limits apply. It is important to provide us with correct information, otherwise it could affect the outcome of your claim.
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Disability Cover – financial security if you can’t work

We know that even with careful planning and saving, we all count on our monthly salary. By selecting Disability Cover, you are protected in potentially challenging times when you’re unable to do your job.

 

Why choose Disability Cover from OUTsurance?
Free-standing cover
Free-standing cover

Our disability cover stands independently from our death cover, meaning a disability claim will not affect the sum insured under your death cover.

True value
True value

The premium you pay is based on you and your risk factors. So, if you’re a low-risk client, you’ll pay much less than someone who is a higher risk.

Get covered now
Get covered now

We make sure life cover doesn’t have to be difficult. By speaking to one of our expert advisors, you’ll be covered in no time.

Five-year guarantee
Five-year guarantee

We will guarantee your premium for the first five years, no matter what happens, helping you manage your finances easily.

Free medical tests
Free medical tests

If your cover requires a blood test, we’ll pay for it. And if you’re unable to get to a lab, we’ll send a medical nurse to your home.

Keeping it flexible
Keeping it flexible

Choose to keep your premium and your cover fixed. Or, if you wish, you can increase your cover and premium on an annual basis.

Add these to your disability insurance for complete peace of mind
Own occupation cover

This is designed to provide you with comprehensive cover if you are no longer able to perform your own occupation due to illness or injury that results in total and permanent disability.

 

Suitable occupation cover

This option provides you with cover where an illness or disability have resulted in your permanent inability to perform your own occupation or any other occupation, taking your training, education, ability and experience into account.

Accelerated cover

To reduce your premium, you may want to choose this option, which means any claim for disability or critical illness will pay out from your Death Cover total sum insured.

 See our life insurance brochure for more information. 
Why choose Disability Cover from OUTsurance?
Free-standing cover
Free-standing cover

Our disability cover stands independently from our death cover, meaning a disability claim will not affect the sum insured under your death cover.

True value
True value

The premium you pay is based on you and your risk factors. So, if you’re a low-risk client, you’ll pay much less than someone who is a higher risk.

Get covered now
Get covered now

We make sure life cover doesn’t have to be difficult. By speaking to one of our expert advisors, you’ll be covered in no time.

Five-year guarantee
Five-year guarantee

We will guarantee your premium for the first five years, no matter what happens, helping you manage your finances easily.

Free medical tests
Free medical tests

If your cover requires a blood test, we’ll pay for it. And if you’re unable to get to a lab, we’ll send a medical nurse to your home.

Keeping it flexible
Keeping it flexible

Choose to keep your premium and your cover fixed. Or, if you wish, you can increase your cover and premium on an annual basis.

Add these to your disability insurance for complete peace of mind
Own occupation cover

This is designed to provide you with comprehensive cover if you are no longer able to perform your own occupation due to illness or injury that results in total and permanent disability.

 

Suitable occupation cover

This option provides you with cover where an illness or disability have resulted in your permanent inability to perform your own occupation or any other occupation, taking your training, education, ability and experience into account.

Accelerated cover

To reduce your premium, you may want to choose this option, which means any claim for disability or critical illness will pay out from your Death Cover total sum insured.

 See our life insurance brochure for more information. 
Need to submit a claim?

Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.

Find out more Submit a claim

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Insurance contacts 08 600 60 000
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Sat:
08:00 - 13:00
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