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Cars and other vehicles – let’s keep you moving
Whatever you drive, you’ll want to keep it protected. And with us, you’ll always get more than you bargained for.
Choose us for comprehensive insurance and you’ll be covered against loss or damage from pretty much anything. These can include theft, hijacking, accidents, flood, hail and even intentional damage caused by someone else.
You’re even covered for other people’s loss or damage if an accident is your fault.
On a tight budget? Consider Essential car insurance for cars older than five years, worth under R125 000 and not financed.
Why choose comprehensive car insurance from OUTsurance?
Add these to your comprehensive car insurance for complete peace of mind
Car hire
For a small additional premium, you can get up to 30 days’ car hire following a claimable accident, or in the case of a theft or hijacking.
You can even choose which type of vehicle you get when taking up this option.
4x4 Insurance
Get this addition if you travel beyond our borders to neighbouring African countries. This covers loss and damage to your 4x4 vehicle, trailer, motorcycle, caravan or watercraft, and includes off-road use (to the vehicle manufacturer’s specifications).
SmartDrive
Share your driving behaviour through our app on your smartphone and we’ll give you a 10% discount on your premiums.
Legal and medical assistance
Add this to your Help@OUT package and you’ll get 24/7 advice over the phone, 24/7. Get legal assistance and documentation, as well a medical support that includes emergency response, medical transportation, hospital transfers and more.
Credit shortfall
We can give you cover for the shortfall that occurs when your outstanding vehicle finance amount is more than the amount your vehicles is insured for – in the event of a total loss (write-off or unrecovered theft).
Sound equipment
Add this and your vehcile’s factory-fitted or non-factory-fitted sound equipment are covered for loss and damage.
Bicycle insurance
We may not know the latest on race strategy or training regimes but we are the experts when it comes to bicycle insurance. With our cover, you’re insured for theft and damage during a race, training and whilst on a social ride. Bicycle insurance can be added to your car insurance or portable possessions insurance.
Watercraft insurance
Get comprehensive cover for your watercraft, whether it is being transported, ashore or afloat on coastal or inland waters. Included here is wreckage salvage and even legal liability in the event of an accident.
Personal accident insurance
Add this to your vehicle, home contents, buildings insurance policy for added peace of mind. You and any member of your household between 14 and 70 get R25 000 cover if death or disability results from an accident.
Exclusive extras for women
For a small additional premium, you can take up Lady@OUT. Among a host of benefits, you get added handbag cover, free handyman callouts and added security when you drive or at home.
Why choose comprehensive car insurance from OUTsurance?
Add these to your comprehensive car insurance for complete peace of mind
Car hire
For a small additional premium, you can get up to 30 days’ car hire following a claimable accident, or in the case of a theft or hijacking.
You can even choose which type of vehicle you get when taking up this option.
4x4 Insurance
Get this addition if you travel beyond our borders to neighbouring African countries. This covers loss and damage to your 4x4 vehicle, trailer, motorcycle, caravan or watercraft, and includes off-road use (to the vehicle manufacturer’s specifications).
SmartDrive
Share your driving behaviour through our app on your smartphone and we’ll give you a 10% discount on your premiums.
Legal and medical assistance
Add this to your Help@OUT package and you’ll get 24/7 advice over the phone, 24/7. Get legal assistance and documentation, as well a medical support that includes emergency response, medical transportation, hospital transfers and more.
Credit shortfall
We can give you cover for the shortfall that occurs when your outstanding vehicle finance amount is more than the amount your vehicles is insured for – in the event of a total loss (write-off or unrecovered theft).
Sound equipment
Add this and your vehcile’s factory-fitted or non-factory-fitted sound equipment are covered for loss and damage.
Bicycle insurance
We may not know the latest on race strategy or training regimes but we are the experts when it comes to bicycle insurance. With our cover, you’re insured for theft and damage during a race, training and whilst on a social ride. Bicycle insurance can be added to your car insurance or portable possessions insurance.
Watercraft insurance
Get comprehensive cover for your watercraft, whether it is being transported, ashore or afloat on coastal or inland waters. Included here is wreckage salvage and even legal liability in the event of an accident.
Personal accident insurance
Add this to your vehicle, home contents, buildings insurance policy for added peace of mind. You and any member of your household between 14 and 70 get R25 000 cover if death or disability results from an accident.
Exclusive extras for women
For a small additional premium, you can take up Lady@OUT. Among a host of benefits, you get added handbag cover, free handyman callouts and added security when you drive or at home.
Comprehensive vs. Essential insurance
Pick the car insurance option to suit you needs and your pocket.
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|
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|---|---|---|
| Vehicles covered | Any car, motorbike, trailer, caravan or watercraft. | Cars older than five years, unfinanced and worth under R125 000. |
| OUTbonus |
|
|
| Excess | Low, flat excess (you can decide). | R1 000 standard excess. |
| Liability cover | Up to R5 million standard (extendable). | Up to R1 million. |
| Theft cover | Up to the sum insured, less the excess. | Up to retail value, less your excess. |
| Accident cover |
|
Up to 40% of the retail value. |
| When you claim | We’ll assist with repairs through our approved panel beaters. | You’re paid out in cash. |
| Start Quote | Start Quote |
Need to submit a claim?
Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.
Find out more Submit a claimWe also offer Home insurance and Personal possessions insurance.
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